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Terms and Conditions

These are the terms and conditions subject to which you may use the websites operated and provided by PPI Return ("PPI Return") (collectively "the Websites"). These terms and conditions also explain how PPI Return uses any personal data (as defined in the Data Protection Act 1998 ("the Act")) you forward to it and what your obligations are in relation to such Personal Data.

By accessing, using and downloading the Websites you are indicating your acceptance to be bound by these terms and conditions ("the Agreement") and you re-affirm that acceptance every time you access the Websites.

Address: PPI Return

PPI Return is a division of Goldsmith Williams who is regulated by The Solicitors Regulation Authority of England & Wales. This Agreement is governed and construed in accordance with English law. You and PPI Return and/or Goldsmith Williams each submit to the non-exclusive jurisdiction of the English courts in relation to disputes arising out of this Agreement.

Browse at your own risk

Please note that you access and use the websites at your own risk. PPI Return and/or Goldsmith Williams is not responsible for any type of loss or damage which you may sustain as a result of accessing and using the websites. PPI Return and/or Goldsmith Williams assumes no responsibility for the contents of any other websites to which the websites have links and if you access any such linked websites you do so at your own risk. PPI Return's and/or Goldsmith William's inclusion of links to such websites does not imply any endorsement by PPI Return and/or Goldsmith Williams of the materials on such websites. PPI Return and/or Goldsmith Williams does not permit any third party to operate a link to any of the websites nor does it permit any third party to frame the websites without obtaining PPI Return's and/or Goldsmith Williams' prior written consent.

The websites are accessed via the world-wide web ("WWW") which is independent of PPI Return and/or Goldsmith Williams. Your use of the WWW is at your own risk and subject to all applicable national and international laws and regulations. PPI Return and/or Goldsmith Williams has no responsibility for any information or services obtained by you on the WWW. PPI Return and/or Goldsmith Williams reserves the right to modify, supplement, move or delete portions of or add to the websites at any time with or without notice.

Intellectual Property

All copyright and other rights (including database rights, trademarks (whether registered or unregistered) and all other intellectual property rights) in and to the Websites and their contents (which for the avoidance of doubt shall include all information contained in or available from the websites ("the Contents")) are owned by or licensed to PPI Return and/or Goldsmith Williams or are otherwise used by PPI Return and/or Goldsmith Williams as permitted under applicable laws. Unless PPI Return and/or Goldsmith Williams explicitly states otherwise in writing, you may use, view, download, copy or print textual or graphic content of the Websites provided that it is solely used by you for the purpose of enquiring about the services provided by PPI Return and/or Goldsmith Williams and provided that you do not change or delete any copyright, trademark or other proprietary notices on such content. Under no circumstances may you use the Contents in a manner that may give a false or misleading impression of PPI Return and/or Goldsmith Williams.

You agree not to copy, reproduce, store in any medium (including in any other websites), distribute, transmit, modify, alter, disseminate, create derivative works from all or any part of any of the Websites or edit any part of any of the Websites other than as permitted above without obtaining PPIReturn's and/or Goldsmith Williams' prior written consent.

Specific Prohibitions

You may not use any device, software or routine to interfere or attempt to interfere with the proper working of the Websites nor may you attempt to decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up a part of any of the Websites.

You agree to use all websites for lawful purposes only and in a manner that does not infringe the rights of, or restrict the use of any of the Websites by, any third party.

Liability

The Websites and the Contents are provided for general information purposes only and whilst PPI Return has taken every care in the preparation of the Websites and the Contents, PPI Return and/or Goldsmith Williams cannot guarantee that the Contents will be completely up to date and free of mistakes. To the extent permitted by applicable law PPI Return and/or Goldsmith Williams makes no warranties, representations and/or undertakings (express or implied) in respect of the Websites and the Contents (including the accuracy, reliability, suitability, quality, availability or completeness thereof). PPI Return and/or Goldsmith Williams excludes all liability (other than for death or personal injury caused by its negligence) in relation to the Websites and the Contents, whether such liability arises in contract, tort, negligence, breach of statutory duty or otherwise (including, without limitation, liability in respect of any losses, damages, costs or expenses of any nature whatsoever incurred or suffered by you of an indirect or consequential nature, such as loss of profits, data, business or goodwill). PPI Return and/or Goldsmith Williams makes no claims or representations that any or all of the Contents may be lawfully viewed or downloaded outside England and Wales and unless otherwise specifically stated, the Contents and these Websites are directed solely at consumers and/or businesses who access these Websites from England and Wales. Access to such materials may not be legal by certain persons or in certain countries. If you choose to access the Websites from outside England or Wales, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

Computer Viruses and Errors

Whilst PPI Return and/or Goldsmith Williams will use reasonable endeavours to ensure that the Websites do not contain or promulgate any errors, viruses, bugs, other malicious code or harmful components and will be uninterrupted PPI Return and/or Goldsmith Williams makes no warranty or representation that this will be the case. However it is recommended that you should virus check all materials downloaded from the Websites and regularly check for the presence of errors, viruses, bugs, other malicious code, and harmful components.

PPI Return and/or Goldsmith Williams excludes to the fullest extent permitted by applicable laws all liability (other than liability for death or personal injury caused by PPI Return's and/or Goldsmith Williams negligence) in connection with any damage or loss caused by errors, viruses, bugs, other malicious code or harmful components originating or contracted from the Websites and any interruptions in the running of the Websites.

Termination

PPI Return and/or Goldsmith Williams shall have the right to immediately terminate your use of the websites if PPI Return and/or Goldsmith Williams determines in its sole discretion that you have breached these terms and conditions or have otherwise been engaged in conduct which it determines in its sole discretion to be unacceptable.

Feedback

Should you wish to make any comments to PPI Return and/or Goldsmith Williams about the Websites or if you have any questions relating to the same please contact PPI Return and/or Goldsmith Williams by email to or write to PPI Return and/or Goldsmith Williams at the above address or telephone PPI Return and/or Goldsmith Williams on the above telephone number.

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