If you have taken out a credit card with MBNA in the last few decades, then you could have a valid reason to make a MBNA PPI claim. PPI has been mis-sold on mass to customers for the last few decades and it was only a few years back that the full scale of the problem came to life.
For many years now MBNA has been mis-sold to customers with their credit cards as a form of protection to ensure that all repayments were protected in the event of the policy holder losing their jobs or falling ill for extended period of time.
When choosing PPI Return it means you have chosen a knowledgeable company that have years of experience dealing with even the most difficult MBNA PPI claim. We are able to quickly and efficiently assess whether you have been mis-sold a policy with your credit card.
The MBNA PPI Claim Process
MBNA, like most other financial institutions complicit in the mis-selling on Payment Protection Insurance, have told their customers that are keen to resolve each and every MBNA PPI Claim quickly and efficiently.
MBNA have set aside a large pot of money that is designed to redress all those that have been mis-sold PPI. This being the case if you have a valid claim against MBNA then you should have no trouble getting what is rightfully owed to you.
How Much Does It Cost to Make a MBNA PPI Claim?
If you choose not to use PPI Refund, then you’re free to proceed with a free MBNA PPI claim on your own.
However, if the particulars of your case are especially complex then going alone can make things much more difficult.
Making an MBNA PPI Claim
Before making any contact with MBNA, you first need to fill out an MBNA PPI claim form, which can be found on the Financial Ombudsman Service website.
The MBNA PPI claim form is a standard form that is used by all financial institutions for customers claiming back PPI.
Whilst it is straight forward to make a MBNA PPI claim, it is down to the individual to ensure that they provide all information and ensure that the detail can prove without reasonable doubt that they were mis-sold.
Using the MBNA PPI claim form means that the person claiming is able to fill out the form in so much detail, which means that there is no need for unnecessary back and forth between yourself and MBNA.
What Makes a Successful MBNA PPI Claim?
When completing your MBNA PPI claim form, you must ask yourself some questions on why you believe you were mis-sold PPI in the first instance. There’s no point in submitting a complaint without a good reason.
If any of the following things applied to you then you could well be entitled to make an MBNA PPI claim.
- Did you believe that the PPI tick box was already ticked on your application form?
- Did you have another source of income or insurance that would cover your policy repayments in the event of sickness or redundancy?
- Were you self-employed, unemployed or working under a certain number of hours?
- Were you under 18 or over 65?
- Did you have any pre-existing medical condition?
To ascertain whether you have a valid MBNA PPI claim then visit our free check page and let us proceed with your claim.